Budgeting, Expenses, Income

Emergency Savings – How to Avoid Financial Ruin

Emergency Fund, Emergency Savings, Rainy Day Fund… what are these? What are you talking about? Emergency, shmergency Alright, let’s get right to it. You need a small (relatively) fund that you can dip into should and emergency occur. Why the bold!? It’s an emergency fund. I am talking about a fund that is only used for emergencies, where you cannot…

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Budgeting, Expenses, FI/RE, Financial Independence, Income

The Financial Independence Way of Thinking

The Financial Independence way of thinking is about becoming independent of one’s finances, not letting their finances be the definition of whom they are, and getting rid of debts. Financial Independence is a way of thinking so that one may have the option to retire early (the RE part of this blog). Financial Independence is to have the opportunity to do whatever is most pleasing to you…